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Personal
Banking
Savings Accounts
Passbook Savings
- $100.00 Minimum required to open account
- 3 withdrawals per quarter without charge
- Each additional withdrawal will be $2.00
- Account with a balance of $25.00 or less at anytime during the quarter will be charge a $5.50 low balance fee.
- Accounts must have a balance at the end of quarter to be paid interest.
IRA Accounts
- No minimum deposit required
- Interest for your account will be compounded quarterly and credited to your account quarterly.
- Interest begins to accrue on the business day of your deposit.
- We use the daily balance method to calculate the interest on your account.
- This method applies a daily periodic rate to the principal in the account each day.
- You may make withdrawals and deposits at anytime in accordance with the penalties and law pertaining to these accounts.
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